Workers Compensation Quote Forms 

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates. 
 

Workers Compensation Insurance Form 

 

Workers Compensation Information 

Workers’ compensation insurance can help protect both employees and employers when an employee suffers a work-related illness or injury. If you’re in need of workers’ compensation insurance, call the team at Clarion Pacific Insurance Services—Santa Cruz’s trusted insurance advisor.  
 
 

What Is Workers’ Compensation?  

Workers’ compensation insurance benefits are available to employees who are injured or become ill due to a work-related incident. If one of your employees is injured on the job and medically authorized to take time off from work, they will be reimbursed for lost wages and the medical expenses related to treatment and rehabilitation.  

 

How Much Is Workers Compensation Insurance? 

Insurance companies set workers compensation premiums using information about your business, your industry, job classifications and your claims history. Get a personalized quote from your agent to understand how much you’ll pay for workers compensation insurance. 
 

How Does Workers Compensation Insurance Work? 

 

If one of your covered employees becomes ill or is injured in a work-related incident or accident, workers compensation insurance may pay a portion of their lost wages as well as any medical expenses they incur due to the incident. Workers’ compensation is no-fault coverage, which means that even if your employee is to blame for the injury or illness, they still have coverage. 

What Does Workers’ Compensation Insurance Cover?  

Workers’ compensation has four main benefits that are typically provided, including:  
 
 

• Wage loss benefits
• Medical benefits
• Death/dependent benefits
• Vocational rehab benefits  

 
Without proper coverage, you could find yourself with some extensive costs you’ll have to pay out-of-pocket.  
 
 

Why is Workers’ Compensation Important?  

Workers’ compensation serves two primary purposes: to help injured or ill workers receive medical care and income compensation and to help protect employers against lawsuits by workers. Regardless of who’s at fault in a work incident, workers’ compensation typically helps benefit at least one party. To prevent significant financial loss, your business must have workers’ compensation insurance. What’s more, California requires most employers to carry workers’ compensation.  
 
 

Get Started Today  

At Clarion Pacific Insurance Services, we’re here to help you with your California business’s commercial insurance needs, including workers’ compensation. Contact an agent for more information or to get started.