Auto Insurance

After purchasing a car, it’s essential to consider potential auto insurance policies. While you’re out on the road, various risks and unforeseen accidents can occur. Acquiring auto insurance can be an excellent way to reduce your risk of having to cover high costs following an accident. 

What Does Auto Insurance Cover? 

Policies tend to vary among car owners, but a typical auto insurance policy might include the following coverages: 

Liability insurance helps insure you against claims arising from damage or injuries you cause to others if you are at fault in a wreck.

Bodily injury liability coverage helps cover their medical bills (and in some cases, deaths).

Property damage liability helps pay for damage to the other driver’s property, such as their car.

Collision insurance helps cover damage to your vehicle after a wreck.

Comprehensive Insurance helps pay for non-accident mishaps, such as weather damage.

Medical coverage helps pay for your medical bills and those of your passengers.

Uninsured/underinsured Insurance helps insure you against damage caused by someone else who doesn’t have appropriate liability coverage. 

For any additional questions or concerns about potential coverages to include in your auto insurance policy, be sure to contact one of the agents at Clarion Pacific Insurance Services. 

Do I Need Auto Insurance? 

According to the California Department of Motor Vehicles, minimum levels of auto insurance are required for all vehicles operated or parked on California roads. An auto insurance policy can keep you and those you share the roads with financially protected if an accident occurs. 

Contact Our Agency 

If you live near Santa Cruz, California, we can assist you. The experienced agents at Clarion Pacific Insurance Services are determined to help you learn more about auto insurance policies so you can decide on the right coverage for you and your car. 

To learn more about potential auto insurance policies, contact our agency today at 831-337-4661.