Commercial Auto Insurance in Santa Cruz, CA
Commercial auto insurance is a legal requirement if your California business relies on vehicles to carry out daily operations, whether delivering products, transporting clients or visiting jobsites.
If your company transports hazardous materials or uses semis or heavy machinery, you may also be subject to federal insurance regulations. Your agent can help you get commercial auto insurance coverage to meet your needs and satisfy state and federal requirements.
Who Needs Commercial Auto Insurance in California? 
If your business uses vehicles in any capacity, you need commercial auto insurance. Businesses that should consider a commercial policy include:
- Companies that deliver goods, from food delivery drivers to larger freight haulers, need commercial auto insurance to help protect against the financial ramifications of accidents, cargo damage and other risks.
- Contractors that use trucks, vans, or other specialized vehicles to transport tools, materials, or equipment to jobsites need coverage in case of vehicle accidents or damage.
- Taxi services, limousine operators and Uber/Lyft drivers need commercial auto insurance to meet California’s requirements and ensure their passengers are covered.
- Sales representatives using their personal vehicles to visit clients, attend meetings or transport products, may need non-owned vehicle coverage.
- Service-based professionals, such as plumbers, electricians or landscapers, need commercial auto insurance to help protect your business against liability when driving to and from jobsites.
How Much Does Commercial Auto Insurance Cost in California?
The cost of commercial auto insurance in California depends on various factors, including the type of business, the number of vehicles, the level of coverage and the driving history of employees.
Your agent can gather quotes from multiple California insurers to help you understand your potential commercial auto insurance costs.
Contact Us
Contact Clarion Pacific Insurance Services in Santa Cruz, California, for a personalized commercial auto insurance quote.