Life Insurance in Santa Cruz, CA
Life insurance may support your loved ones financially after you pass away. When you purchase a policy, you agree to make scheduled premium payments to an insurer. If you pass away during the coverage period, your listed beneficiaries can apply to receive the death benefit.
This payment can help cover immediate expenses, long-term bills or future financial needs. Different policy types are available, including term life, which lasts for a set period, and permanent life, which remains active as long as premiums are paid.
What Are the Benefits of Life Insurance? 
Life insurance payouts can be used for any reason, including:
- Covering funeral and burial costs
- Paying off outstanding debts such as credit cards, loans or a mortgage
- Helping with household expenses like utilities, food and childcare
- Contributing to long-term goals, such as college tuition for children
- Replacing lost income to maintain your family’s standard of living
How Much Does a Policy Cost?
Life insurance rates depend on many factors, including your age, health, lifestyle and the amount of coverage you choose. Term life policies usually cost less than permanent life plans. Speak to an insurance agent who can assess your situation and help you find a policy that aligns with your financial goals.
Start Your Insurance Plan Today
Clarion Pacific Ins Services is here to help you learn more about life insurance. Contact us today to get a custom quote.