October 26, 2023
AgencyWhen Does Farm Insurance Pay Out?
Although farm insurance has several unique aspects, the claims process is much the same as any other business insurance policy. When you file a claim on any part of your farm insurance policy, you will need to follow the normal claims process, along with waiting the proper length of time to receive compensation. Approved Farm […]
September 14, 2023
AgencyWhat Does Yacht Insurance Cover?
You may wonder how yacht insurance is different from regular boat insurance. Some people might accidentally think there is no difference. The fact is, yacht insurance is usually different from boat insurance. The definition of a yacht is different from that of a boat. Yacht insurance and boat insurance often cover similar risks. But, they […]
August 17, 2023
Agency5 Steps to Making Your Construction Business Less Risky for Employees
Reducing workers’ compensation insurance claims is one of the most important steps every construction business should take. It reduces your costs overall. It also ensures your employees feel safe working with you. In the long-term, it also plays a role in which clients decide to work with you. How can you reduce risk? Here are […]
July 18, 2023
AgencyTop Motorcycle Rider Safety Tips
The percentage of motorcycle accidents significantly increases during the spring and summer months due to the fact that there are more favorable weather conditions for motorcycle riders and, in general, more people out on the road. Following some simple safety tips can make riding safer and much more enjoyable. Top Tips for Motorcycle Safety […]
May 10, 2023
AgencyMy Home’s Value Is Falling. Should I Adjust My Home Insurance Coverage?
In some areas, home values have fallen by 10 or more percent in the last decade. It can be worrisome for a homeowner to see this occurring. You may want to lower the amount of insurance you have on your home as a result. However, it is important to be mindful of this. Don’t base […]
April 27, 2023
AgencyHow Does My BOP Cover Fire Damage?
Property fires are often scary, devastating occurrences. After one strikes your business, you might worry about how you’ll pick up the pieces. Small business owners who carry a business owners policy (a BOP) often have a convenient way to do so. BOPs are unique insurance assets that provide numerous types of coverage. Each of these […]
March 27, 2023
AgencyReasons to Consider Travel Insurance
When you are booking your dream vacation, you probably aren’t thinking about all the things that could go wrong. Rather, you are imagining yourself on the beach or your family enjoying visiting with Mickey Mouse. The reality is that many vacation plans have to be changed last minute for a variety of reasons such as […]
February 28, 2023
AgencyCondo Insurance 101
You might think that home and condo insurance are similar, but there are many differences. Most condos don’t have backyards or basements. You own everything within your condo, and ownership of the rest of the complex is usually shared between all condo owners. To make things even more confusing, insurance rules are different between different […]
January 10, 2023
AgencyControllable Factors That Affect Your Life Insurance Premiums
Some factors that influence your life insurance premiums (like your age) are beyond your control. However, there are several other factors that you can do something about. Improving these not only helps get you lower premiums, but may also ultimately lengthen your life. Improve Your Health Poor diet and lack of exercise lead to high […]
December 15, 2022
AgencyCan Adding Products or Services Change Your Workers Compensation Insurance Rates?
If you offer new products or services, it’s possible that your workers compensation insurance rates may change. That’s because the type of work that your employees perform is the primary driver in workers compensation insurance rates. How Workers Compensation Rates Work Like any other insurance coverage, workers compensation premiums are based on the risk that […]